Time to Fall Back


Don't forget to set your clocks back today if you haven't already!


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Many Owners Lack Sufficient Insurance to Cover Disasters

Many Owners Lack Sufficient Insurance to Cover Disasters July 20, 2018 Many homeowners have limits on their home insurance policies that are too low to cover the full cost of repairing or rebuilding in case of a natural disaster—and the problem is particularly alarming in areas at risk of hurricanes and flooding,  The Wall Street Journal  reports. Catastrophic damage left in the wake of Hurricanes Harvey, Irma, and Maria last year revealed a widespread lack of full insurance coverage for many homeowners in Texas, Florida, Puerto Rico, and elsewhere, according to the  Journal . The problem is that while many homeowners may have home insurance, their policies are too low or they don’t have flood coverage, which generally must be purchased under a separate policy. “Many people thought that they had a fully insured home or fully insured business” before last year’s storms, says Iraelia Pernas, executive director of Acodese, an industry group for insurers ...
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Millennials Prefer Single-Family Homes Too

Millennials Prefer Single-Family Homes Too DAILY REAL ESTATE NEWS | MONDAY, JULY 06, 2015 A growing body of research is discrediting what was previously assumed about millennials' taste for real estate. Many housing analysts said this generation of young adults preferred small, urban walkable corridors, but recent studies are revealing a different preference.  Millennials, just like previous generations, are showing a strong preference for single-family homes, according to a new Housing Insights report released by Fannie Mae's Economic & Strategic Research Group.  Researchers examined the rates at which young households are occupying single-family homes today and also compared it to young adults' preferences prior to the housing crash.  "The analysis reveals that the likelihood of a millennial household occupying a single-family home today is down somewhat from that of young adults at the peak of the housing boom, but is no different than it was for...
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Lenders Feel More Upbeat About Housing

70% of lenders surveyed are expecting home prices to rise over the next 12 months. If you've been thinking about buying it's a great time to start the conversation. Contact me today at 571-970-7195 or whitney@whitneyminnich.com to start the process. Lenders Feel More Upbeat About Housing DAILY REAL ESTATE NEWS | THURSDAY, JUNE 18, 2015 Mortgage lenders are growing increasingly optimistic that demand for mortgages for home purchases will remain strong over the next three months. Fannie Mae's second quarter 2015 Mortgage Lender Sentiment Survey showed more lenders are reporting credit loosening and there's a strong demand from borrowers for home purchase loans. The survey showed that senior mortgage executives are increasingly optimistic, and significantly more optimistic than consumers about future home prices. The share of lenders expecting home prices to rise over the next 12 months reached a survey high of 70 percent in the second quarter. The latest resul...
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