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How Buyers Can Save $430 in the First Year of Ownership

How Buyers Can Save $430 in the First Year of Ownership March 5, 2019 Buyers financing their home purchase can save hundreds of dollars in their first year of owning just by shopping around for a mortgage, according to new study from NerdWallet, a personal finance website. “That savings would accumulate and compound for every year that they had the loan,” Holden Lewis, a home expert at NerdWallet, told CNBC.Home shoppers who compare interest rates between five different lenders can pocket $430 in savings in their first year alone, according to NerdWallet’s analysis using a 30-year fixed-rate, $260,000 mortgage. However, most borrowers fail to shop around. Indeed, half of home buyers say they only looked at one lender when buying a home, according to the survey of about 2,000 adults. Lewis says borrowers are missing out on potential savings. He suggests borrowers not only call multiple lenders when looking for the best loan but also use online home affordability...
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January 2019 Portland Housing Market Recap

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The January 2019 Housing Market Recap update for East and West Portland is now available. Get the breakdown by clicking on the image below. There are many factors that go into determining the fair market value for a home. The fair market value is the price that a ready, willing, and able buyer is willing to pay and a seller is willing to accept, based on historical data. Contact me for a complementary and detailed market analysis specific your house, 503.953.6240 or whitney@whitneyminnich.com.
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Make sure you understand all the costs before embarking on home flipping

Make sure you understand all the costs before embarking on home flipping By   Ilyce Glink and Samuel J. Tamkin September 24 Q : My wife and I currently live in the Northern Virginia area and will be retiring soon. We plan to move to the Raleigh. We both enjoy watching shows about buying fixer-uppers. We're wondering how we might go about locating a company to help us fix up homes in the Raleigh area. How would we be able to check out the creativity and quality of their work? Anything else we should think about? Thank you. A : We, too, have watched and enjoyed shows on TV that generally depict the process of buying homes, renovating those homes and then selling them for a profit as a positive experience. Life always seems to work out — and typically in 60 minutes or less. But “reality” TV is one thing, and the real world of real estate is quite another. We're not saying that what you see on TV is not real, but you have to be a little skeptical. Real estate purc...
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